Nsa dating terminology
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The method requires three essential factors, namely the market rental value, capitalisation rate and bottom line capital adjustments. The capitalisation of net income approach is usually the principal valuation method for commercial or investment properties including retail and industrial.
No Strings Attached, but it doesn't refer to a type of relationship, but to the willingness/desire to have sex without the necessity of a relationship. NSA means lets. You'll often come across some confusing acronyms when you're online dating, and one of the most common ones is “NSA,” which just means.
Fair Market Value Source. The sum of money available for the purchase of land, calculated from the value of the completed development minus the costs of development including profit. The resale value of a property as calculated using a Terminal Capitalisation Rate. Terminal Sale Value, Capital Value. Describes any method of attributing the historical cost of an asset systematically across time periods when the asset is employed to generate revenues over the life of that asset.
Consumption tax levied on the provision of goods and services.
Tax levied against the unimproved value of land usually by the relevant state government in Australia. The margin scheme is a way of working out the GST you must pay when you sell property as part of your business, only available in Australia. The amount of GST you must normally pay on a property sale is equal to one-eleventh of the total sale price.
When you use the margin scheme, the amount of GST you must pay on a property sale is equal to one-eleventh of the margin. Your margin is generally the difference between the sale price and the amount you paid for the property. A tax imposed by the government at the point of sale on retail goods and services. It is collected by the retailer and passed on to the state.
The tax placed on legal documents usually in the transfer of assets or property. This duty is customary in the Commonwealth of Nation countries including Singapore and Australia and certain states in the United States. Similar to a sales tax, it is a tax levied on products and services at each stage of production or distribution and is ultimately passed on to the consumer.
The actual interest rate or yield of a loan or financial product restated from the nominal interest rate as an interest rate with annual compound interest payable in arrears. The annual equivalent rate disregards the amount stated on the debt instrument, the nominal interest rate, to compare the annual interest between loans with different compounding terms, e.
A loan where the interest is not paid by period but added to the principal thereby increasing it. In a capitalising loan the periodic debt servicing payment is minimised and the compounded interest is paid out at the end of the loan period. A short term finance arrangement used to fund the construction of areal estate project usually prior to a longer term mortgage being obtained, where disbursements are dependent on construction progress and interest accrues only on distributions in line with construction progress and not the total amount to be borrowed.
The ratio of cash available for debt servicing to interest, principal and lease payments. It is a popular benchmark used in the measurement of an entity's ability to produce enough cash to cover its debt including lease payments. The amount of equity contributed into the project as a percentage of debt funding.
A measure of the ability to meet required interest obligations, being the number of times the annual interest on debt is covered by annual income. Higher Interest Coverage Ratio's indicate an enhanced ability to make timely interest payments. A loan where the interest is paid by period thereby keeping the principal constant. Where interest is a tax deduction, the whole of the debt servicing payment can be deducted.
cellotonica.com: NSA Glossary
A loan used to purchase land for eventual construction. Due to generally smaller market demand for land than improved property, a land loan may have a somewhat higher rate of interest or require a lower loan to value ratio than standard home loans. A bank fee payable on the facility limit to partially cover the costs of managing and maintaining the limit. A flexible but secured loan where a maximum loan balance is established, funds can be used at the borrower's discretion to the maximum loan balance and interest is only calculated on the amount drawn, not the funds available.
A fee charged to process an application for a loan, such as a home mortgage from a lender or mortgage broker. Loan application fees are charged to cover some of the costs involved in processing the application including credit checks, property appraisals and basic administrative costs. Lending risk ratio calculated by dividing the mortgage loan principal amount borrowed by the market valuation of the property.
A loan where the debt servicing payment includes interest and principle computed so that the loan is paid out over a specified period or term. Where interest is a tax deduction, only that part of the repayment that represents interest can be deducted. Glossary of Property Terms. Term Definition Apartment A self contained housing unit generally located within a building occupied by more than one household.
Terms and definitions
Source Block A small section of a city or town enclosed but not divided by streets. Source Dwelling A building, house or apartment where one resides. Source Gross Building Area GBA The sum of areas at all floor levels, including the basement, mezzanine, and penthouses included in the principal outside faces of the exterior walls without allowing for architectural setbacks or projections. Source Gross Lettable Area Retail GLAR The total floor space measuring from the internal finished surface of external walls or from the centre line of inter-tenancy walls, whichever is deemed appropriate.
Source Lot Parcel of land Alternative name: Allotment Net Internal Area NIA The NIA is the GIA less the floor areas taken up by lobbies, enclosed machinery rooms on the roof, stairs and escalators, mechanical and electrical services, lifts, columns, toilet areas other than in domestic property , ducts, and risers.
Usable Floor Area - UFA Source Net Lettable Area NLA Total floor space measuring from the internal finished surfaces of permanent internal walls and permanent outer building walls, the centre line of inter-tenancy walls and partitions or the public area wall faces where walls and partitions adjoin public areas, whichever is deemed appropriate. Source Townhouse Attached contemporary housing generally having two or more floors plus a garage and attached to other similar units via party walls in the terraced style.
NSA Means No Strings Attached
Source Zone A land use restriction within a designated boundary as part of a master plan for development. Benefit Cost Ratio BCR A ratio attempting to identify the relationship between the cost and benefits of a proposed project. Source Development Margin Net profit as a percentage of total development costs.
Profit and Risk Factor Discount Rate The interest rate used to convert future cash flows both income and outgoings to their present value what it is worth today. Gross Profit A project's revenue minus its cost of goods sold.
Source Hurdle Rates The minimum rate of return on a project or investment required by a manager or investor. Internal Rate of Return IRR A measure, expressed as a percentage return on the capital outlay, of the average annual return from the projected cash flows of an investment, or the actual return generated by the cash flows over the investment period where the net present value is equal to zero. Source Net Present Value NPV Net Present Value measures the excess or shortfall of cash flows, in present value terms, of all the expected future cash flows from an investment and the amount of the initial investment at cash flow zero present time.
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Source Net Profit Net profit is calculated by subtracting a project's total expenses from total revenue, thus showing what the project has earned or lost in a given period of time. Source Reversionary Yield Is the yield the property would show if all rents were current market rents. Weighted Average Cost of Capital WACC The minimum return on capital that a firm must expect to earn on its investments to attract new capital and to maintain its current value. Source Weighted Average Lease Expiry WALE A property risk consideration, being the analysis of the length of time until tenancies expire, generally weighted by area or income.
Term Definition Acquisition Costs Incidental costs associated with securing ownership of real property such as agent commissions, mortgage application fees, professional fees and stamp duty. Source Construction Costs The total cost of building areal estate project. Source Development Management Fee A fee, usually charged as a percentage of the overall project cost, to cover the costs associated with administering and managing a project.
Project Management Fee Englobo Land An undeveloped lot, group of lots or parcel of land that is zoned to allow for, and capable of significant subdivision into smaller parcels under existing land use provisions. Source Escalation Changes in the cost or price of specific goods or services in a given economy over a period. Inflation, Growth Assumptions Source Highest and Best Use Valuation concept meaning the possible use of a property that would produce the highest market value.
Source Improved Land Any permanent development made to raw land which increase its usability, such as installation of water utilities, sewer, roads and building structures and thereby increase its market value. Source Joint Venture An agreement between two or more parties to undertake specific business venture or economic activity together. Source Land Bank A stock of land held by a developer with the intent to hold it for future development or until such a time as it is profitable to sell on to others.
Pre-Sale Signing a contract to commit to purchase land or property that is yet to be developed.
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Exchange, Sell Off-the-plan Pre-Sales Commissions Proportion of sales commission that is paid at the time of exchange Professional Fees Fees paid for work done by a professional such as an accountant, solicitor, architect and so on. Source Sales Commissions A percentage of sales paid to a real estate agent or broker for their services Alternative name: Statutory Fees A cost levied by a statutory authority, be it local, state or federal. Local Authority Fees, Government Fees Trust Account A legislatively required bank account used to safeguard the monies held by an agent for or on behalf of another person such as a buyer or seller.